A mobile app that lets people compare leasing & credit offers from competing banks, request a contract in a tap, and track every payment to the last cent.
Financing a big-ticket purchase — a car, machinery, equipment — usually means juggling paperwork across several banks, with the real costs buried in fine print. The client wanted to collapse that whole journey into a single mobile app.
The goal: let a customer enter what they want to finance once, instantly see ranked offers from partner banks, and move from comparison to a signed contract without leaving the app — then keep every active contract visible in one dashboard. My job was to turn that ambition into a shippable product across design and engineering.
Offers from different banks aren't comparable at a glance — monthly rate, one-time payment and legal fees are presented differently everywhere. Users couldn't tell which deal was actually cheaper.
Once signed, contracts disappeared into PDFs and emails. There was no single place to see what's owed, how many months remain, or when the next payment is due.
The design response was a strict rule: every screen shows the true, all-in cost. Offers normalise to the same three numbers so the ranked list is honestly comparable, and a contract screen turns a finance agreement into a living progress bar instead of a forgotten document.
I led the project end to end — from interface design through to the architecture and the cross-platform build. Below is the surface area I was responsible for.
Four core screens carry the entire experience, from first comparison to ongoing management.
Customers see competing bank offers stacked by true monthly cost, with one-time payments and legal fees surfaced inline — never hidden. A fast-decision badge flags lenders who can approve within 24 hours.
Selecting an offer opens a full breakdown — monthly rate, one-time payment, legal fee, and plain-language notes. Optional add-ons (insurance, subsidies) are opt-in, and the contract request is a single confident tap.
Signed contracts become a tracked object: remaining months, total vs. remaining value, and the next payment date — topped with a progress bar so customers feel how close they are to owning the asset outright.
The home screen anchors everything: this month's total outlay up top, quick actions for new inquiries and external contracts, and every active agreement listed with its monthly cost — the financial picture in a single glance.
The architecture had to reconcile multiple bank APIs into one normalised offer model, stay responsive on mobile, and keep contract data in sync.
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I design and engineer mobile and web products end to end — from the first wireframe to a deployed, scalable build.